EMD calculator

Estimate the Earnest Money Deposit for any government tender, apply a cap, and see when you can claim an exemption. Free and instant.

Estimated tender value (₹)

EMD percentage (as stated in the tender, usually 1–3%)

EMD cap (₹, optional, some tenders cap the EMD)

Earnest Money Deposit

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2% of —

Usual exemptions

MSME (Udyam) and DPIIT-recognised startups are often exempt from EMD, and GeM bids commonly use a bid security declaration instead of cash EMD. Exemption depends on the tender, check the bid document.

Indicative only. The tender document is final on EMD amount, form and validity.

EMD in government tenders

Earnest Money Deposit is a refundable amount you submit with your bid to show you are serious. On government tenders it is usually 1% to 3% of the estimated tender value, and many tenders cap it at a fixed figure. It is submitted as a demand draft, bank guarantee or online payment, and refunded after the tender is decided.

MSMEs registered on Udyam and DPIIT-recognised startups are frequently exempt, and GeM bids often use a bid security declaration instead of cash. The exact rate, cap, form and exemptions are set by each tender, so read the bid document before you pay.

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